A key coverage in your auto insurance



Five in the afternoon, 40 gradients in the shade and you are making a long road trip. Everything is quiet until suddenly your engine says enough and you are forced to stop on one side of the road, with the car fuming and you even more. It is a task, but it is something that can happen and in fact there is almost no driver with certain years behind the wheel who has not ever gone through a situation like this. As we are human, we all curse when we suffer such a situation. And it is something that will continue to happen as long as our car insurance has the assistance roadside coverage. But what we can assure is that having at our disposal this help the number of expletives that will leave by our mouth will be smaller; Of course the problem will continue to exist, but we can solve it more easily, comfortably and economically. That is why, because an example such as this can become a reality, it is very important to hire a car insurance that has this guarantee. And if it is possible that it offers us comprehensive coverage and quality, since not all insurers offer the same conditions. Let's see what road assistance consists of and what help we can provide. So that nothing is left to improvisation when we need it.   What is the coverage? Basically, it is a service of assistance to vehicles when they suffer a mishap or damage during their movements, either in national territory or abroad. The incidences can be multiple, from the most frequent ones (the puncture of a wheel, the heating of the engine, the loss of water, the discharge of the battery) to other less common ones, that prevent the car -moto, truck or van- to continue With his march. Having this coverage makes things much easier, since the driver of the vehicle should only be in charge of contacting the insurer, and the insurer already takes care of the necessary steps. By either performing a repair on the spot, either towing the vehicle to an appropriate place for repair or rescuing it, in the event that our car has overturned or fallen into a space in which it can not continue to circulate. On-site repair involves the dispatch of a mechanic who specializes in this type of situation, to the place where the vehicle is located to fix it right there, without having to move it to a workshop, which will avoid wasting time and possible unnecessary costs Do you know that it is a fairly frequent situation? If this is not possible, the roadside assistance service should facilitate the towing of our car to a nearby workshop that can repair it. Beyond these basic coverages, there are some companies that offer better coverage. Some include in their roadside assistance offer from kilometer zero, something very useful because things can happen even at the door of our house. We also have to study the fine print to know if our insurance covers possibilities such as the wheel jab, the loss of fuel ... or even the loss of the keys.   Travel Assistance We've already talked about roadside assistance, but ... what is the coverage of travel assistance? Let's go with a particular trivial: if you think it means the same select option A. If you think it is different, choose option B. Which one have you chosen? If you have chosen B, a point for you: you have hit. Travel assistance coverage is different. In this case it is not a question of providing assistance to the injured vehicle, but directly to the people who travel in it, which are also the most important. What service can you offer? Assistance to passengers so that they can continue the journey, return to their home or receive medical assistance - if necessary. If the vehicle can not be repaired within a certain period of time, this coverage provides passengers with a means of transport to return home or arrive at their destination. You can even take care of the stay of the insured and his companions in a nearby hotel in the event that the damage occurs far from home. If, unfortunately, there are injuries, this service can provide them with assistance and facilitate their sanitary transport, 

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